Terms & Conditions

TRAINING PORTAL USER AGREEMENT

CREDIT UNION NATIONAL ASSOCIATION, INC.

This Training Portal Web Site (the "Web Site") is comprised of various Web pages operated by Credit Union National Association, Inc. ("CUNA") and is offered to you conditioned on your acceptance without modification of the terms, conditions, and notices contained herein.  Your use of the Web Site constitutes your agreement to all such terms, conditions, and notices.


Modification of These Terms of Use

CUNA reserves the right to change the terms, conditions, and notices under which the Web Site is offered, including but not limited to the charges associated with the use of the Web Site.


Links to Third Party Sites

The Web Site may contain links to Third Party Web Sites ("Linked Sites").  The Linked Sites are not under the control of CUNA and CUNA is not responsible for the contents of any Linked Site, including without limitation any link contained in a Linked Site, or any changes or updates to a Linked Site.  CUNA is not responsible for webcasting or any other form of transmission received from any Linked Site.  CUNA is providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by CUNA of the site or any association with its operators.


No Unlawful Or Prohibited Use
As a condition of your use of the Web Site, you warrant to CUNA that you will not use the Web Site for any purpose that is unlawful or prohibited by these terms, conditions, and notices.  You may not use the Web Site in any manner which could damage, disable, overburden, or impair the Web Site or interfere with any other party's use and enjoyment of the Web Site.  You may not obtain or attempt to obtain any materials or information through any means not intentionally made available or provided for through the Web Site.


Use Of Communication Services
The Web Site may contain blogs, bulletin board services, forums, communities, and/or other message or communication facilities designed to enable you to communicate with the public at large or with a group (collectively, "Communication Services"), you agree to use the Communication Services only to post, send and receive messages and material that are proper and related to the particular Communication Service.  By way of example, and not as a limitation, you agree that when using a Communication Service, you will not:

  • Defame, abuse, harass, stalk, threaten or otherwise violate the legal rights (such as rights of privacy and publicity) of others.
  • Publish, post, upload, distribute or disseminate any inappropriate, profane, defamatory, infringing, obscene, indecent or unlawful topic, name, material or information.
  • Upload files that contain software or other material protected by intellectual property laws (or by rights of privacy of publicity) unless you own or control the rights thereto or have received all necessary consents.
  • Upload files that contain viruses, corrupted files, or any other similar software or programs that may damage the operation of another's computer.
  • Advertise or offer to sell or buy any goods or services, unless such Communication Service specifically allows such messages.
  • Conduct or forward surveys, contests, pyramid schemes or chain letters.
  • Download any file posted by another user of a Communication Service that you know, or reasonably should know, cannot be legally distributed in such manner.
  • Falsify or delete any author attributions, legal or other proper notices or proprietary designations or labels of the origin or source of software or other material contained in a file that is uploaded.
  • Restrict or inhibit any other user from using and enjoying the Communication Services.
  • Violate any code of conduct or other guidelines which may be applicable for any particular Communication Service.
  • Harvest or otherwise collect information about others, including e-mail addresses, without their consent.
  • Violate any applicable laws or regulations.

CUNA has no obligation to monitor the Communication Services.  However, CUNA reserves the right to review, edit, refuse to post, and/or remove materials posted to a Communication Service.  CUNA reserves the right to terminate your access to any or all of the Communication Services or to the Web Site at any time without notice for any reason whatsoever.

 
Always use caution when giving out any personally identifying information in any Communication Service.  CUNA does not control or endorse the content, messages or information found in any Communication Service and, therefore, CUNA specifically disclaims any liability with regard to the Communication Services and any actions resulting from your participation in any Communication Service.  Managers and hosts are not authorized CUNA spokespersons, and their views do not necessarily reflect those of CUNA.


Materials uploaded to a Communication Service may be subject to posted limitations on usage, reproduction and/or dissemination.  You are responsible for adhering to such limitations if you download the materials.

 
Materials Provided To CUNA Or Posted At Any Web Site
CUNA does not claim ownership of the materials you provide to CUNA (including feedback and suggestions) or post, upload, input or submit to any Web Site or its associated services (collectively "Submissions").  However, by providing your Submission you are granting CUNA, its affiliated companies and necessary sublicensees permission to use your Submission in connection with the operation of their Internet businesses including, without limitation, the rights to: copy, distribute, transmit, publicly display, publicly perform, reproduce, edit, translate and reformat your Submission; and to publish your name in connection with your Submission.


By providing your Submission you warrant and represent that you own or otherwise control all of the rights to your Submission as described in this section including, without limitation, all the rights necessary for you to provide, post, upload, input or submit the Submissions.

No compensation will be paid with respect to the use of your Submission, as provided herein.  CUNA is under no obligation to post or use any Submission you may provide and may remove any Submission at any time.


Liability Disclaimer
The information, products, and services included in or available through the Web Site may include inaccuracies or typographical errors.  Changes are periodically added to the information herein.  CUNA may make improvements and/or changes in the Web Site at any time.  Advice received via the Web Site should not be relied upon for legal or financial decisions and you should consult an appropriate professional for specific advice tailored to your situation.


CUNA MAKES NO REPRESENTATIONS ABOUT THE SUITABILITY, RELIABILITY, AVAILABILITY, TIMELINESS, AND ACCURACY OF THE INFORMATION, PRODUCTS, SERVICES AND RELATED INTELLECTUAL PROPERTY ON THE WEB SITE FOR ANY PURPOSE.  TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ALL SUCH INFORMATION, PRODUCTS, SERVICES AND RELATED INTELLECTUAL PROPERTY ARE PROVIDED "AS IS" WITHOUT WARRANTY OR CONDITION OF ANY KIND.  CUNA HEREBY DISCLAIMS ALL WARRANTIES AND CONDITIONS WITH REGARD TO THIS INFORMATION, PRODUCTS, SERVICES AND RELATED INTELLECTUAL PROPERTY, INCLUDING ALL IMPLIED WARRANTIES OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT.

 

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL CUNA BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL DAMAGES WHATSOEVER, ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OR PERFORMANCE OF THE WEB SITE, WITH THE DELAY OR INABILITY TO USE THE WEB SITE OR RELATED SERVICES, THE PROVISION OF OR FAILURE TO PROVIDE SERVICES, OR FOR ANY INFORMATION, PRODUCTS, SERVICES AND RELATED INTELLECTUAL PROPERTY OBTAINED THROUGH THE WEB SITE, WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, EVEN IF CUNA HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. BECAUSE SOME STATES/JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY OF DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU.  IF YOU ARE DISSATISFIED WITH ANY PORTION OF THE WEB SITE, OR WITH ANY OF THESE TERMS OF USE, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE WEB SITE.


Web Site Materials – Intellectual Property Rights
The contents of this Web Site are protected by copyright, trademark and other laws of the United States. The Web Site contains various material including content, audio, video, photographs, art, graphics, text, etc. (the “Materials”) Without CUNA's prior written permission you may not copy, reproduce, modify, display, or distribute the Materials, except for the permitted training purpose that was intended. You may not remove any copyright, trademark, or other proprietary notices indicating ownership by CUNA. You may download or print the Materials for the permitted training purposes as intended, or for your own personal, educational, non-commercial use. 
 


Privacy
Because the privacy of our Web Site users is of the utmost importance, CUNA has adopted the following Privacy Policy:

CUNA may collect and store for staff use only information such as names, addresses, phone numbers, e-mail addresses, user ids and passwords of users.  We may use this information to improve the quality of Web Site and services to users, or to respond to inquiries, comments or suggestions.  This information is never sold, given, or disclosed to third parties.

 
CUNA may collect information on domain names and dates and times of Web Site visits.  This information allows us to track Web Site use, measure traffic, and improve navigation and information.  CUNA may use a third party service to track and analyze use of its site.  This information is never sold, given, or disclosed to third parties.


CUNA reserves the right at all times to disclose any information as necessary to satisfy any applicable law, regulation, legal process or governmental request.

General
To the maximum extent permitted by law, this agreement is governed by the laws of the State of Wisconsin and you hereby consent to the exclusive jurisdiction and venue of courts in Dane County, Wisconsin, in all disputes arising out of or relating to the use of the Web Site.  You agree that no joint venture, partnership, employment, or agency relationship exists between you and CUNA as a result of this agreement or use of the Web Site.  CUNA's performance of this agreement is subject to existing laws and legal process, and nothing contained in this agreement is in derogation of CUNA's right to comply with governmental, court and law enforcement requests or requirements relating to your use of the Web Site or information provided to or gathered by CUNA with respect to such use.  If any part of this agreement is determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of the agreement shall continue in effect.